At Microsoft, the magic of software is used to take on very interesting challenges.

Even bad results teach you something, and you can learn your lessons and get better.

In business, there's a constant focus on developing strategies, reviewing executive performance against those strategies each year, engaging with opposing or different points of view, and having intellectual dialogue.

When families save, they can get through emergencies like a bad harvest or a medical emergency. But it's more than that. They can also plan for the future, gradually saving up for a small business or for their children's school tuition.

At Microsoft, the magic of software is used to take on very interesting challenges.

In business, the market gives you feedback in real time. Your sales figures tell you what's working, what isn't, and how you need to change. If you don't listen to the feedback, you go belly up. In philanthropy, there is no market.

In order to succeed... you have to put a stake in the ground.