When you are confronted with challenges that are difficult to conquer or you have questions arise, the answers to which you do not know, hold fast to the things you do know. Hang on to your firmest foundation, however limited that may be, and from that position of strength face the unknown.

How important are money management and finances in marriage and family affairs? Tremendously. The American Bar Association recently indicated that 89 percent of all divorces could be traced to quarrels and accusations over money. Another study estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicated that four out of every five families wrestle with serious money problems.

Pray earnestly and fast with purpose and devotion. Some difficulties, like devils, do not come out save by fasting and by prayer. Ask in righteousness and you shall receive. Knock with conviction and it shall be opened unto you.

Pure Christlike love flowing from true righteousness can change the world.

Be a woman of Christ. Cherish your esteemed place in the sight of God. He needs you. This church needs you. The world needs you. A woman's abiding trust in God and unfailing devotion to things of the Spirit have always been an anchor when the wind and the waves of life were fiercest.

The size of your faith or the degree of your knowledge is not the issue—it is the integrity you demonstrate toward the faith you do have and the truth you already know.

If we constantly focus on the stones in our mortal path, we will almost surely miss the beautiful flower or cool stream provided by a loving Father who outlined our journey.