I testify that bad days come to an end, that faith always triumphs, and that heavenly promises are always kept.

God expects you not simply to face the future; He expects you to embrace and shape the future--to love it and rejoice in it and delight in your opportunities.

How important are money management and finances in marriage and family affairs? Tremendously. The American Bar Association recently indicated that 89 percent of all divorces could be traced to quarrels and accusations over money. Another study estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicated that four out of every five families wrestle with serious money problems.

In such times as we are in, whether the threats be global or local or in individual lives, I too pray for the children. Some days it seems that a sea of temptation and transgression inundates them, simply washes over them before they can successfully withstand it, before they should have to face it. And often at least some of the forces at work seem beyond our personal control. Well, some of them may be beyond our control, but I testify with faith in the living God that they are not beyond His.

I believe we have all been created for greater things than we can comprehend. The times call for great things, but great things in the noblest and most redemptive sense are predicted upon tolerance, love, respect, understanding, dignity, prayer, God.

Fighting through darkness and despair and pleading for the light is what opened this dispensation. It is what keeps it going, and it is what will keep you going.

Life has its share of fears and failures. Sometimes things fall short. Sometimes people fail us, or economies or businesses or governments fail us. But one thing in time or eternity does not fail us-the pure love of Christ.