Hope on. Journey on. Honestly acknowledge your questions and your concerns, but first and forever fan the flame of your faith, because all things are possible to them that believe.

When you are confronted with challenges that are difficult to conquer or you have questions arise, the answers to which you do not know, hold fast to the things you do know. Hang on to your firmest foundation, however limited that may be, and from that position of strength face the unknown.

Pray earnestly and fast with purpose and devotion. Some difficulties, like devils, do not come out save by fasting and by prayer. Ask in righteousness and you shall receive. Knock with conviction and it shall be opened unto you.

Perhaps some have created their own difficulties but don't the rest of us do exactly the same things? Are we not all beggars?

In this long eternal quest to be more like our Savior, may we try to be “perfect” men and women in at least this one way now—by offending not in word, or more positively put, by speaking with a new tongue, the tongue of angels. Our words, like our deeds, should be filled with faith and hope and charity, the three great Christian imperatives so desperately needed in the world today.

God loves us. He is good, He is our Father, and He expects us to pray, and to trust and be believing, and not give up, and not panic, and not retreat, when something doesn't seem to be going just right.

How important are money management and finances in marriage and family affairs? Tremendously. The American Bar Association recently indicated that 89 percent of all divorces could be traced to quarrels and accusations over money. Another study estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicated that four out of every five families wrestle with serious money problems.