Perhaps some have created their own difficulties but don't the rest of us do exactly the same things? Are we not all beggars?

God seeks for your individual happiness above all other godly concerns.

How important are money management and finances in marriage and family affairs? Tremendously. The American Bar Association recently indicated that 89 percent of all divorces could be traced to quarrels and accusations over money. Another study estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicated that four out of every five families wrestle with serious money problems.

No one of us is less treasured or cherished of God than another. I testify that he loves each of us--insecuritie s, anxieties, self-image, and all.

Preparatory faith is formed by experiences in the past-by the known, which provides a basis for belief. But redemptive faith must often be exercised toward experiences in the future-the unknown, which provides an opportunity for the miraculous.

Some blessings come soon, some come late, and some don't come until heaven; but for those who embrace the gospel of Jesus Christ, they come.

Our children take their flight into the future with our thrust and with our aim. And even as we anxiously watch that arrow in flight and know all the evils that can deflect its course after is has left our hand, nevertheless we take courage in remembering that the most important factor in determining that arrow's destination will be the stability, strength, and unwavering certainty of the holder of the bow.