It's not just that families can't buy a home or start a business without some savings tucked away.

Politicians are terrified of losing touch with folks back home but content to be clueless about governments failure to fix real problems.

Bush may be a strong leader in the war on terrorism, but on budget deficits he is missing-in-action.

President Clinton was able to achieve budget surpluses despite a divided government.

Equality under the law is the slow triumph of hope over history.

First, the year 2004, the year past, the Comptroller General of the United States, David A. Walker, said that arguably it was the worst year in American fiscal history, clearly setting our Nation on an unsustainable path.

This is a simple change that will provide a huge financial boost for many Americans, particularly low- to moderate-income families. It is an important step in making sure we do everything we can to encourage all Americans to save and plan for the future.