If you are not financially independent by the time you are forty or fifty, it doesn't mean that you are living in the wrong country or at the wrong time. It simply means that you have the wrong plan.

It is how we feel about ourselves that provides the greatest reward from any activity. It is not what we get that makes us valuable, it is what we become in the process of doing that brings value into our lives.

Always be eager to learn, no matter how successful you might already be. In the Millionaires' Club, we sometimes invite a billionaire to come talk to us. He says, 'You're doing okay, but come on. How about if you really poured it on!'

If you spend five minutes complaining, you have just wasted five minutes. If you continue complaining, it won't be long before they haul you out to a financial desert and there let you choke on the dust of your own regret.

Be sensitive to the plight of others. You have to know about the tragedies as well as the triumphs, the failures as well as the success.

When asked to give a speech never turn it down. It is a chance to develop you and to give new insight to others

All values must be won by contest, and after they have been won, they must be defended.