Your life, my life, the life of each one of us is going to serve as either a warning or an example. A warning of the consequences of neglect, self-pity, lack of direction and ambition... or an example of talent put to use, of discipline self-imposed, and of objectives clearly perceived and intensely pursued.

Opportunity shies away from need, but opportunity is attracted by talent and ability. What you don't want to happen is opportunity to turn cool on you. You don't want to offend opportunity. So the only thing you present to opportunity is ability, performance and skill. Don't present need to opportunity.

Don't spend all of your money a quarter at a time. Save up and buy something special, something fine, something of lasting value, or something that will give you rich memories for a lifetime. Remember, all that candy money can add up to a small fortune.

Labor gives birth to ideas.

Don't be afraid to borrow if someone else has said it well. Winston Churchill said, The truth is incontrovertible. Malice may attack it and ignorance may deride it, but in the end, there it is. That's so well said. You could stay up all night and not think of that.

Asking is the beginning of receiving. Make sure you don't go to the ocean with a teaspoon. At least take a bucket so the kids won't laugh at you.

For every disciplined effort there is a multiple reward.