Riches do not come by crossing your fingers and walking through the day hoping. Riches and wealth comes from well-laid plans.

The rich invest their money and spend what is left; the poor spend their money and invest what is left.

Life is a unique combination of "want to" and "how to" and we need to give equal attention to both.

If you are not financially independent by the time you are forty or fifty, it doesn't mean that you are living in the wrong country or at the wrong time. It simply means that you have the wrong plan.

Lifestyle is not an amount; it's a practice.

If you want to live a top shelf life then you need to stand on the books you have read. Never stop learning, never stop growing.

Maturity is the ability to reap without apology and not complain when things don't go well.