You can cut down a tree with a hammer, but it takes about 30 days. If you trade the hammer for an ax, you can cut it down in about 30 minutes. The difference between 30 days and 30 minutes is skills.

God has the tough end of the deal. What if instead of planting the seed you had to make the tree? That would keep you up late at night, trying to figure that one out.

Life is a process of accumulation. We either accumulate the debt or the value, the regret or the equity.

If you step up the self-education curve, you will come up with more answers than you can use.

Only human beings can reorder their lives any day they choose by refining their philosophy.

There are no new fundamentals.

We suffer one of two things. Either the pain of discipline or the pain of regret. You've got to choose discipline, versus regret, because discipline weighs ounces and regret weighs tons.