Any day we wish we can discipline ourselves to change it all. Any day we wish; we can open the book that will open our mind to new knowledge. Any day we wish; we can start a new activity. Any day we wish; we can start the process of life change. We can do it immediately, or next week, or next month, or next year.

If you wish to find, you must search. Rarely does a good idea interrupt you

Resolve says, 'I will.' The man says, 'I will climb this mountain. They told me it is too high, too far, too steep, too rocky, and too difficult. But it's my mountain. I will climb it. You will soon see me waving from the top or dead on the side from trying.'

If you just communicate, you can get by. But if you communicate skillfully, you can work miracles.

It's easy to let life deteriorate into making a living instead of making a life. It's not the hours you put in, but what you out into the hours that count. Learn to express rather than impress. Expressing evokes a me too attitude while impressing evokes a so what attitude.

The more obstacles you face and overcome, the more times you falter and get back on track, the more difficulties you struggle with and conquer, the more resiliency you will naturally develop. There is nothing that can hold you back, if you are resilient.

The key factor that will determine your financial future is not the economy; the key factor is your philosophy.