Initial response illustrates a great deal about someone's personal philosophy.

One discipline always leads to another discipline.

'No' puts distance between you and the wrong influence.

Asking is the beginning of receiving.

Education doesn't cease when you leave college or leave the university. Education is a lifetime process.

Any day we wish we can discipline ourselves to change it all. Any day we wish; we can open the book that will open our mind to new knowledge. Any day we wish; we can start a new activity. Any day we wish; we can start the process of life change. We can do it immediately, or next week, or next month, or next year.

Your income is directly related to your philosophy, NOT the economy.