For things to change, you have to change. For things to be different, you have to be different. Before financial success can occur personal growth must occur.

To be successful, you have to develop certain traits such as courage, dignity, charisma and integrity. You also have to recognize that you have to work harder on yourself than on your job. You attract success because of the person you are. Personal development is key.

Now is the time to fix the next 10 years.

Somebody said you have to love what you do, but that's not necessarily true. What is true is that you have to love the opportunity. The opportunity to build life, future, health, success and fortune. Knocking on someone's door or making that extra call may not be something you love to do, but you love the opportunity of what might be behind that door or call.

Decision making can sometimes seem like inner civil war.

If you will change everything will change for you. Don’t wait for things to change. Change doesn’t start out there, change starts within....All change starts with you.

Sometimes those who need it the most are inclined the least.