Of all the things that can have an effect on your future, I believe personal growth is the greatest. We can talk about sales growth, profit growth, asset growth, but all of this probably will not happen without personal growth.

If you depend on your company to take care of your retirement, your future income will be divided by five. Take care of it yourself, and you can multiply your future income by five.

It's important to learn from your mistakes, but it is BETTER to learn from other people's mistakes, and it is BEST to learn from other people's successes. It accelerates your own success.

If you make a sale, you can make a living. If you make an investment of time and good service in a customer, you can make a fortune.

Those who will not read are no better off than those who cannot read.

Your personal philosophy is the greatest determining factor in how your life works out.

To be successful, you have to develop certain traits such as courage, dignity, charisma and integrity. You also have to recognize that you have to work harder on yourself than on your job. You attract success because of the person you are. Personal development is key.