All human beings have the ability to transform like a caterpillar emerging from its cocoon and taking to the sky.

Life is a process of accumulation. We either accumulate the debt or the value, the regret or the equity.

The key factor that will determine your financial future is not the economy; the key factor is your philosophy.

The greatest gift you can give somebody is your own personal development. I used to say, "If you will take care of me, I will take care of you. "Now I say, I will take care of me for you, if you will take care of you for me.

Don't take the casual approach to life. Casualness leads to casualties.

Something will master and something will serve. Either you run the day or the day runs you; either you run the business or the business runs you.

Don't say, "If I could, I would." Say, "If I can, I will."