You know that great prejudice exists against all successful business enterprise - the more successful, the greater the prejudice.

I was trained from the beginning to work, to save. I have always regarded it a as a religious duty to get all I could honorably and to give all I could.

This Sunday School has been of help to me, greater perhaps than any other force in my Christian life, and I can ask no better things for you than that you, and all that shall come after you in this great band of workers for Christ, shall receive the same measure of blessedness which I have been permitted to have.

It has always been my rule in business to make everything count.

I had to work my way up to be where I am now. All these companies could have done the same.

I should say in general the advantage of education is to better fit a man for life's work. I would advise young men to take a college course, as a rule, but think some are just as well off with a thorough business training.

Be sure that you are not deceiving yourself at any time about actual conditions.