The day of combination is here to stay. Individualism has gone, never to return.

God gave me my money. I believe the power to make money is a gift from God . to be developed and used to the best of our ability for the good of mankind. Having been endowed with the gift I possess, I believe it is my duty to make money and still more money and to use the money I make for the good of my fellow man according to the dictates of my conscience.

Competition is a sin.

When Prohibition was introduced, I hoped that it would be widely supported by public opinion and the day would soon come when the evil effects of alcohol would be recognised. I have slowly and reluctantly come to believe that this has not been the result. Instead, drinking has generally increased; the speakeasy has replaced the saloon; a vast army of lawbreakers has appeared; many of our best citizens have openly ignored Prohibition; respect for the law has been greatly lessened; and crime has increased to a level never seen before.

The person with big talk and big dreams is more powerful than one with all the facts. I believe that the law was made for man and not man for the law; that government is the servant of the people and not their master.

Singleness of purpose is essential for success in life.

I was trained from the beginning to work, to save, and to give.