To put all of your eggs in one basket is silly. We did that for a long time and I don't think it's very smart.

I try to keep what I say. And I - I'm not deviated from this position at all.

Leaders have to lead.

How do you prevent people from doing inappropriate things? We can write laws. But at the end of the day, I actually wonder what the board was doing.

It's an individual morality in values that matters in these companies [like Wells Fargo]. I mean, they ought to clean house. And they ought to figure out how to claw back all this money. That is a given. In terms of additional laws, there are reasonable approaches to this, but I'd have to see what they are. I'm not a federal lawmaker.

I've always been a reformer all the time I served in public office, and remain a reformer in Ohio, but I also know how to get things done. And I think it's important that, while we acknowledge the anxieties that Americans have, I think it's also important we realize at the end of the day, we need to have somebody who knows how to land a plane, and I've landed quite a few planes.

When I listen to candidates spend all their time attacking Barack Obama, I'm glad they're not driving this bus because they'd be looking through the rear-view mirror. I look through the windshield at the road ahead.