Madoff's scam was small compared to Ponzi schemes the government itself runs: Social Security and Medicare.

The one thing I've learned is that stuttering in public is never as bad as I fear it will be.

A thousand restaurants close every month. They re-open, and that's good for America. Nobody's rescuing them. They employ people, too. If we let them go bankrupt, the factories don't go away, the creative people don't go away. They get employed more productively by others.

I had to watch government fail for 25 years doing consumer reporting before I really saw it because intuitively, the reaction is problem, bring government and government will make it better.

When workers can get and equal return for less effort, workers make less effort

Government has no money of its own. All it does is take resources from one group and given them to another.

I was a closet stutterer.