What would you think of a person who earned $24,000 a year but spent $35,000? Suppose on top of that, he was already $170,000 in debt. You'd tell him to get his act together - stop spending so much or he'd destroy his family, impoverish his kids and wreck their future. Of course, no individual could live so irresponsibly for long. But tack on eight more zeroes to that budget and you have the checkbook for our out-of-control, big-spending federal government.

We have all kinds of government compensation systems that are much more efficient than the lawyers.

Private businesses ought to get to discriminate.

Politicians and bureaucrats clearly have no idea how complicated markets are. Every day people make countless tradeoffs, in all areas of life, based on subjective value judgements and personal information as they delicately balance their interests, needs and wants. Who is in a better position than they to tailor those choices to best serve their purposes? Yet the politicians believe they can plan the medical market the way you plan a birthday party.

No transaction happens unless it is voluntary. It only happens if both of you think you win.

I was ashamed for people to see me struggle.

Competition leads both drug companies and private regulators to be trustworthy. If they are not trustworthy, they die.