Focus on value because most investors focus on outlooks and trends.

Many of us understand giving, but some of us may still be confused about the meaning of forgiveness. Some people may go through life in a groveling mode, mistakenly believing they have to receive forgiveness from others. Forgiveness offers more than a reprieve granted to us by another person. True forgiveness is a process of giving up the false for the true and allows us to rid our thinking of rigid ideas. We can develop the flexibility to change our mind and our behavior patterns to higher and greater expressions and find new avenues to freedom.

For those properly prepared, the bear market is not only a calamity but an opportunity.

Outperforming the majority of investors requires doing what they are not doing. Buying when others have despaired, and selling when they are full of hope, takes fortitude.

You are present in your life on earth at this moment for the purposes of living, loving, learning, and growing. Be assured that life can reliably provide a wide variety of adventures, experiences, and situations that may require you to draw from the depths of your being. Your level of self-awareness and manner of expression can determine the quality of living you experience. Why? Because you get back what you give out.

Diversify your investments.

I focus on spiritual wealth now, and I'm busier, more enthusiastic, and more joyful than I have ever been.