A doctor today would never prescribe the treatments my grandfather used in the Confederate Army, but a minister says pretty much the same thing today that a minister would have said back then.

Bull-markets are born on pessimism, grow on skepticism, mature on optimism and die on euphoria.

The time of maximum pessimism is the best time to buy.

Many of us understand giving, but some of us may still be confused about the meaning of forgiveness. Some people may go through life in a groveling mode, mistakenly believing they have to receive forgiveness from others. Forgiveness offers more than a reprieve granted to us by another person. True forgiveness is a process of giving up the false for the true and allows us to rid our thinking of rigid ideas. We can develop the flexibility to change our mind and our behavior patterns to higher and greater expressions and find new avenues to freedom.

How wonderful it would be if we could help our children and grandchildren to learn thanksgiving at an early age. Thanksgiving opens the doors. It changes a child's personality. A child is resentful, negative, or thankful. Thankful children want to give, they radiate happiness, they draw people.

You are present in your life on earth at this moment for the purposes of living, loving, learning, and growing. Be assured that life can reliably provide a wide variety of adventures, experiences, and situations that may require you to draw from the depths of your being. Your level of self-awareness and manner of expression can determine the quality of living you experience. Why? Because you get back what you give out.

See the investment world as an ocean and buy where you get the most value for your money. Right now the value is in non-callable bonds. Most bonds are callable so when they start going up in price, the debtor calls them away from you. But the non-callable bonds, especially those non-callable for 25-30 years, can go way up in price if interest rates go way down.