The question is not is there a God, but is there anything else except God? God is everyone and each of us is a little bit.

What happens when we begin to praise our own abilities? And this is not focusing on an inflated ego, but on appreciation and praise. What happens when we begin sincerely to give thanks for our wonderful minds and our strong and healthy bodies? It's not at all difficult to believe that our own senses of confidence and self-worth are actually activated and strengthened.

Everyone has special talents, and it is our duty to find ours and use them well.

I have observed 100,000 families over my years of investment counseling. I always saw greater prosperity and happiness among those families who tithed than among those who didn't.

If you reflect on your life, you may recall times when you couldn't see the value of some person and were tempted to brush him or her off. It takes hindsight to recognize that the very situation you may have seen as an irritating bother turned out to be a blessing in disguise. Wouldn't life be a much more enjoyable and meaningful experience if we decided to look at the difficult people and irritating situations as blessings in disguise? If we look deeply enough, we might see how these experiences as situations that motivate us to grow and change for the better.

If we have not developed a reservoir of spiritual wealth, no amount of money is likely to make us happy. Spiritual wealth provides faith. It gives us love. It brings and expands wisdom. Spiritual wealth leads to happiness because it guides us into useful or loving relationships.

Outperforming the majority of investors requires doing what they are not doing. Buying when others have despaired, and selling when they are full of hope, takes fortitude.