In my 45-year career as an investment counselor, humility did show me the need for worldwide diversification to reduce risk. That career did help me to become more and more humble because statistics showed that when I advised a client to buy one stock to replace another, about one-third of the time the client would have done better to ignore my advice. In other endeavors, humility about how little I know has encouraged me to listen more carefully and more wisely.

There will always be bull markets followed by bear markets followed by bull markets

The air we breathe is necessary to keep us alive, but we must continually breathe it out so we can breathe fresh air back into our lungs. God gives us his love, which we can keep in action by breathing it out to others, thus making room in our hearts for a fresh supply of love.

The question is not is there a God, but is there anything else except God? God is everyone and each of us is a little bit.

Everyone has special talents, and it is our duty to find ours and use them well.

What happens to us in life is less important; the real question can be whether or not we use the experience to grow.

Living life with a smile is like throwing yeast into a bowl of flour, adding warm water and waiting for the flour to rise. It multiplies may times over.