Invest at the point of maximum pessimism.

What happens to us in life is less important; the real question can be whether or not we use the experience to grow.

I focus on spiritual wealth now, and I'm busier, more enthusiastic, and more joyful than I have ever been.

The only way to experience love is to give it.

No matter how poorly our lives seem to be going, we can become part of a greater flow of good and increase our awareness by doing something more than we have to do-by giving of ourselves. One of the keys to prosperity is realizing that prosperity doesn't come by getting more-it comes by giving more! We can prosper by emphasizing what we are giving rather than concentrating on what we are getting.

Focus on value because most investors focus on outlooks and trends.

The commitment of giving your best at all times, in all circumstances and under all conditions, can enable you to find value in, and lend value to, every experience.