To buy when others are despondently selling and sell when others are greedily buying requires the greatest fortitude and pays the greatest reward.

For those properly prepared, the bear market is not only a calamity but an opportunity.

Hate, like prayer, changes the person involved in the activity, not the person the activity is aimed at.

Those who spend too much will eventually be owned by those who are thrifty.

While there are many problems, if one focuses on the bigger picture there are numerous reasons to be thankful for living in a time of remarkable progress and wonderful possibilities for the future.

If you reflect on your life, you may recall times when you couldn't see the value of some person and were tempted to brush him or her off. It takes hindsight to recognize that the very situation you may have seen as an irritating bother turned out to be a blessing in disguise. Wouldn't life be a much more enjoyable and meaningful experience if we decided to look at the difficult people and irritating situations as blessings in disguise? If we look deeply enough, we might see how these experiences as situations that motivate us to grow and change for the better.

What are we going to get out of life? This can understandably be a question of fundamental importance to us. We begin with certain basic needs and desires. It is important to have a comfortable home, plenty of food, a meaningful and well-paying job, comfort, companionship, and joy. However, many of us have not fully realized a simple, basic principle: for our receiving to take place, we must first give. Giving and receiving are two aspects of the same law of life.