Bull markets are born on pessimism, grown on skepticism, mature on optimism and die on euphoria. The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell.

Be very careful. Giving because we think we will get something back will not work. You must be 100 percent willing to give and never experience any return, or it will not work.

Outperforming the majority of investors requires doing what they are not doing. Buying when others have despaired, and selling when they are full of hope, takes fortitude.

Each of us has a purpose for living beyond our own survival and pleasure. Every individual is like a thread in a beautiful tapestry with a vital contribution to make, not only to the sustenance of life as we know it, but in the creation and development of more beneficial expressions of life.

It is only by understanding the emotion of others that an investor has a chance to produce superior results.

Faith does not imply a closed, but an open mind. Quite the opposite of blindness, faith appreciates the vast spiritual realities that materialists overlook by getting trapped in the purely physical.

If we have not developed a reservoir of spiritual wealth, no amount of money is likely to make us happy. Spiritual wealth provides faith. It gives us love. It brings and expands wisdom. Spiritual wealth leads to happiness because it guides us into useful or loving relationships.