See the investment world as an ocean and buy where you get the most value for your money. Right now the value is in non-callable bonds. Most bonds are callable so when they start going up in price, the debtor calls them away from you. But the non-callable bonds, especially those non-callable for 25-30 years, can go way up in price if interest rates go way down.

There will always be bull markets followed by bear markets followed by bull markets

Living life with a smile is like throwing yeast into a bowl of flour, adding warm water and waiting for the flour to rise. It multiplies may times over.

Often a successful problem-solver is one who creates a new context in which to view the problem. This can often be done by directing one's attention away from the distracting details of the difficulty. From a detached perspective, we may examine the situation in a new or different light and, after exploring information and options, choose an appropriate course of action.

Diversify your investments.

Hate, like prayer, changes the person involved in the activity, not the person the activity is aimed at.

We often see people every day searching in the wrong places for the things they desire. Too many of our fellow humans try to find peace and happiness in drugs, alcohol, and sensual excitement. And it doesn't work. If we desire peace, the first place to look is within ourselves. Peace isn't an external condition as much as an internal context.