See the investment world as an ocean and buy where you get the most value for your money. Right now the value is in non-callable bonds. Most bonds are callable so when they start going up in price, the debtor calls them away from you. But the non-callable bonds, especially those non-callable for 25-30 years, can go way up in price if interest rates go way down.

Most people think of love as some sort of power outside of themselves that will "take them away from all of this." Sadly, this is not the case. Love exists only within our own hearts, and to have happy relationships we must first become truly loving people. And as we fill our hearts with love by expressing love for others in thought, word, and deed ("acting as if" until we make it happen if necessary), that love can heal our own lives, help to solve our problems, and enable us to feel good about ourselves.

To get joy, we must give it and to keep joy, we must scatter it.

Bull-markets are born on pessimism, grow on skepticism, mature on optimism and die on euphoria.

Is your life beautiful? Do you live in surroundings that you have made beautiful through your own unique, creative ideas? To expect and lovingly require beauty to be apparent in all areas of your life is to be deeply loving to yourself, your soul, your world, and shows reverence to God and all of life. There is always something beautiful to be found, right where you are, if you will look for it. Concentrate your thoughts on the good, the beautiful, and the true things in life.

It is impossible to produce superior performance unless you do something very different.

Bull markets are born on pessimism, grown on skepticism, mature on optimism and die on euphoria. The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell.