If a business is not ethical, it will fail, perhaps not right away but eventually.

The four most expensive words in the English language are, 'This time it's different.'

Success is a process of continually seeking answers to new questions.

It has been said that "to enthuse" means "to fill with spirit," and that spirit of enthusiasm is awaiting release or manifestation. Enthusiasm can be harnessed and activated. It can be transferred from one person to another. The energy of enthusiasm is similar to a radio signal that carries around the world. It can be transmitted and received; and when enthusiasm is shared by a group of people, it can be potentiated to a higher degree of power.

Would it not be strange if a universe without purpose accidentally created humans who are so obsessed with purpose?

An attitude of gratitude creates blessings. Help yourself by helping others. You have the most powerful weapons on earth - love and prayer.

See the investment world as an ocean and buy where you get the most value for your money. Right now the value is in non-callable bonds. Most bonds are callable so when they start going up in price, the debtor calls them away from you. But the non-callable bonds, especially those non-callable for 25-30 years, can go way up in price if interest rates go way down.