You can't make a representation and then claim you didn't make it. You know, it just shouldn't work that way.

Whether or not you have good consumer protection has a big effect on safety and soundness of the banking community, especially smaller banks.

I have never been opposed to earmarks.

America is a center right government, center right people. They want government but they don't want it to be excessive. They want it to be affordable. And most importantly what Americans want is to pass on to their next generation their children a country that's better, stronger and more vibrant and more prosperous.

You have safety and soundness as primary purpose of the Federal Reserve, the OCC, and the other agencies which control banking regulation.

Derivatives are a huge, complex issue.

Social Security was always supposed to be basically, in theory, an insurance program where you pay in and then you get out.