If people could only be taught that economy is a thing of littles and of individuals, and of every day, and not a thing of masses and of spasmodic efforts, then a true idea would begin to tell upon the habits of our domestic life, for the thrift and thriving of the individual is the thrift and thriving of the nation.

Books form in us habits of thought which shall live forever with us.

Half a loaf is better than no bread.

Nothing so breaks the spirit as a load of debt.

What is true of the individual will be true of the whole family; what is true of the family will be true of the community, and of the state.

our contempt of wealth does not extend beyond the hour when we can get it in possession.

human honesty has its varieties; so does human ignorance.