We know we are entering a period of transformation in aged care.

Australia has an increasingly multicultural society.

We are increasingly recognising and accepting, respecting and celebrating, our cultural diversity.

I call on the Australian Government to set out the conditions upon which they will provide a taxpayer funded backing for wholesale term funding for Australian deposit taking institutions. I call on the Government it make clear the conditions upon which taxpayer funds will be used in this way.

There are genuine concerns about the status of children to be sent to Malaysia and also there are genuine concerns about the human rights record in Malaysia.

We know that so many of the conditions and diseases that we associate with ageing can often be prevented or in fact their onset delayed if we just took preventative steps earlier in our lives.

At the last census it indicated that about 22 per cent of Australians were born overseas.