North Carolina is home to some of the largest financial institutions in the country, and a vibrant network of community banks. We're a banking state, and we're proud of that distinction. But we also understand that responsible financial regulation protects consumers and businesses.

After much thought and prayer, I have come to my own personal conclusion that we shouldn't tell people who they can love or who they can marry.

North Carolina is strong because our people are strong. They define our state - by their hard work, commitment to their families and neighbors, their willingness to sacrifice so that their children can have a chance to forge their own path.

For too long, Americans have fallen victim to financial abuses at the hands of predatory lenders that operate in the shadows.

Well, I believe in God. I taught Sunday school.

I need to be looking at what's important in North Carolina, and you better believe that's what I will do.

We in Congress need to do everything possible to encourage and cultivate small businesses, so that they can expand and create jobs. Far too often, however, U.S. small businesses are impeded by government paperwork and bureaucratic red tape.