It doesn't work the same way everywhere. The Americans are the most gullible, because they don't like to deny co-workers' requests. People in the former Soviet bloc countries are less trusting, perhaps because of their previous experiences with their countries' secret services.
Kevin MitnickI trust online banking. You know why? Because if somebody hacks into my account and defrauds my credit card company, or my online bank account, guess who takes the loss? The bank, not me.
Kevin MitnickI obtained confidential information in the same way government employees did, and I did it all without even touching a computer. ... I was so successful with this line of attack that I rarely had to go towards a technical attack.
Kevin Mitnick