Business cannot prosper in societies that fail.

I often quote an African proverb that says: "The world is not ours, the earth is not ours, It's a treasure we hold in trust for future generations." And I often hope we will be worthy of that trust.

Microfinance recognizes that poor people are remarkable reservoirs of energy and knowledge, posing an untapped opportunity to create markets, bring people in from the margins and give them the tools with which to help themselves.

It is within the family that children learn the values that will guide them for the rest of their lives. It is within the family that they form their earliest relationships, learn to communicate with others and interact with the world around them. It is within the family that the notion of human rights becomes a reality lived on a daily basis. If tolerance, respect and equity permeate family life, they will translate into values that shape societies, nations and the world.

The future of peace and prosperity that we seek for all the world's peoples needs a foundation of tolerance, security, equality and justice. That foundation is the family. It is only by protecting families, from famine as well as from fragmentation, that they can prosper and contribute to the family of nations that is the United Nations.

One must also acknowledge that there are moments in an organisation's development when fresh blood and new vision are required, which may imply that an outsider may be better suited to the leadership role.

In some ways, the challenges are even more daunting than they were at the peak of the cold war. Not only do we continue to face grave nuclear threats, but those threats are being compounded by new weapons developments, new violence within States and new challenges to the rule of law.