A brand is a voice and a product is a souvenir.

Insurance and funding traditionally drive capital investment. But in a world based on access, not ownership, the duration, value, cost and extent of financial services is distinctly different.

Every time we share something rather than own it ourselves, we reduce the stress on the planet. That could make the critical difference as the global population continues to grow.

Our ever-present mobile devices provide the immediate and convenient information necessary to make sharing things truly irresistible.

Access to goods, services & talent triumphs over ownership

Some of history's cleverest business minds understood the power of share platforms, from the aggressive titans who made fortunes building the nation's railroads, to Conrad Hilton, who created the first premier brand of international hotels.

Cities are platforms for sharing.