I was a beast in college. I worked hard and I played hard. I was relentless learning about business. I actually snuck into MBA classes my freshman and sophomore years. I wanted to challenge myself to see how I compared to the smartest kids at Indiana University so I was 18 and pretended I was an MBA student.

I think that any reporter or columnist will be a little more careful when doing interviews with me.

If you are active online or texting, there is a good chance I could look at what you do and know more about you than your family.

Most people think it's all about the idea. It's not. EVERYONE has ideas. The hard part is doing the homework to know if the idea could work in an industry, then doing the preparation to be able to execute on the idea.

One thing we can all control is effort

Money is a scoreboard where you can rank how you're doing against other people.

Sometimes you buy the horse, sometimes you invest in the jockey. It really comes down to the actual business and the upside.