The profit motive promotes economic growth by creating better products at cheaper prices.

One suggestion my wife and I have used in our personal finance courses we teach at college is simply writing down all expenditures and seeing where the money goes. That alone will cause heads of households to think twice about x, y or z expenditure, and to consider carefully whether they really need something or not.

We shall never change our political leaders until we change the people who elect them.

In a free society, individuals have the right to do right or wrong, as long as they don't threaten or infringe upon the rights or property of others.

Gold and Silver have always had value, never gone to zero. Can you say the same for stocks and bonds?

The profit motive promotes economic growth by creating better products at cheaper prices.

If you are wealthy enough, use part or all of your Social Security proceeds to invest in a favorite cause or two. Invest 10 percent or 100 percent of your monthly Social Security check in your favorite charity, foundation, think tank, church or synagogue, or other good cause.