One suggestion my wife and I have used in our personal finance courses we teach at college is simply writing down all expenditures and seeing where the money goes. That alone will cause heads of households to think twice about x, y or z expenditure, and to consider carefully whether they really need something or not.
Mark SkousenEven though I've reached retirement age, I still plan to work - writing my investment newsletter, speaking at conferences, publishing books, and producing conferences like FreedomFest.
Mark SkousenFor those of us in the financial world, Black Friday has a strong negative connotation, referring to a stock market catastrophe.
Mark SkousenIn a free society, individuals have the right to do right or wrong, as long as they don't threaten or infringe upon the rights or property of others.
Mark SkousenThe fundamental flaw in Social Security and Medicare is that they violate the 'welfare principle' in economics. The welfare principle forms the fundamental basis of all charitable work in churches and other private organizations: assist those who need help, and equally important, don't assist individuals who can take care of themselves.
Mark Skousen