Financial peace of mind is not determined by how much we make, but is dependent upon how much we spend!

A friend in the true sense is not a person who passively nods approval of our conduct or ignores improper behavior. A friend is a person who cares.

How damaging is a habit that permits faultfinding, character assassination, and the sharing of malicious rumors! Gossip and caustic comments often create chains of contention.

Constant criticism can wear one down and weaken knees.

One of the great tragedies of life, it seems to me, is when a person classifies himself as someone who has no talents or gifts. When, in disgust or discouragement, we allow ourselves to reach depressive levels of despair because of our demeaning self-appraisal, it is a sad day for us and a sad day in the eyes of God. For us to conclude that we have no gifts when we judge ourselves by stature, intelligence, grade-point average, wealth, power, position, or external appearance is not only unfair but unreasonable.

I am acquainted with a wife and mother who is chained securely at the present time to a life-style of murmuring and criticism. She is the first to point out faults in her husband or to repeat neighborhood gossip. How damaging is a habit that permits fault-finding, character assassination, and the sharing of malicious rumors! Gossip and caustic comments often create chains of contention. These chains may appear to be very small, but what misery and woe they can cause!

God knows the feelings in every human heart. He can soften sorrow and lead when there seems to be no light. Prayer can give guidance and confidence. It reminds us that no one need be alone in this world. If all else fails, remember, God and one other person can be a family.