The practice of thrift is not outdated. We must discipline ourselves to live within our incomes even if it means going without or making do. The wise person can distinguish...between basic needs and extravagant wants. Some find budgeting extremely painful, but I promise you, it is never fatal.

Perhaps the greatest charity comes when we are kind to each other, when we don’t judge or categorize someone else, when we simply give each other the benefit of the doubt or remain quiet. Charity is accepting someone’s differences, weaknesses, and shortcomings; having patience with someone who has let us down; or resisting the impulse to become offended when someone doesn’t handle something the way we might have hoped. Charity is refusing to take advantage of another’s weakness and being willing to forgive someone who has hurt us. Charity is expecting the best of each other

One of the great tragedies of life, it seems to me, is when a person classifies himself as someone who has no talents or gifts. When, in disgust or discouragement, we allow ourselves to reach depressive levels of despair because of our demeaning self-appraisal, it is a sad day for us and a sad day in the eyes of God. For us to conclude that we have no gifts when we judge ourselves by stature, intelligence, grade-point average, wealth, power, position, or external appearance is not only unfair but unreasonable.

God grant to all of us the power and strength to be people of integrity, and the insight and wisdom to avoid being led into the snares of the dishonest.

Some think the only way to get even, to get attention or advantage, or to win is to bash people. This kind of behavior is never appropriate. Oftentimes character and reputation and almost always self-esteem are destroyed under the hammer of this vicious practice.

Day-to-day acts of service, whether for good or evil, may not seem important, but they are building cords of love that become so strong they can seldom be broken. Ours is to place our areas of love in proper perspective. Meaningful love always works for our eternal progress and not against it.

Everything is given by God. All talent, creativity, ability, insight, and strength comes from him. In our own strength we can do nothing.