The practice of thrift is not outdated. We must discipline ourselves to live within our incomes even if it means going without or making do. The wise person can distinguish...between basic needs and extravagant wants. Some find budgeting extremely painful, but I promise you, it is never fatal.

What we are is more important than what we have or what is said of us.

Progression and achievement belong to those who have learned to use the opportunity of now. Our strides of today will determine our locations tomorrow.

It is a happy day when we come to know that with God's help, nothing is impossible for us.

Tact is rubbing out another's mistakes, not rubbing them in.

Undoubtedly our Heavenly Father tires of expressions of love in words only. He has made it clear through his prophets and his word that his ways are ways of commitment, and not conversation. He prefers performance over lip service. We show our true love for him in proportion to our keeping his words.

One of the great tragedies of life, it seems to me, is when a person classifies himself as someone who has no talents or gifts. When, in disgust or discouragement, we allow ourselves to reach depressive levels of despair because of our demeaning self-appraisal, it is a sad day for us and a sad day in the eyes of God. For us to conclude that we have no gifts when we judge ourselves by stature, intelligence, grade-point average, wealth, power, position, or external appearance is not only unfair but unreasonable.