The practice of thrift is not outdated. We must discipline ourselves to live within our incomes even if it means going without or making do. The wise person can distinguish...between basic needs and extravagant wants. Some find budgeting extremely painful, but I promise you, it is never fatal.

Tact is rubbing out another's mistakes, not rubbing them in.

Young people . . , God wants us to be victorious. He wants you to triumph over all of your foes. Stalwart and brave we must stand. God is at the helm. There is no reason for defeat.

Greatness is best measured by how well an individual responds to the happenings in life that appear totally unfair, unreasonable, and undeserved. Sometimes we are inclined to put up with a situation rather than endure. To endure is to bear up under, to stand firm against, to suffer without yielding, to continue to be, or to exhibit the state or power of lasting.

It is a happy day when we come to know that with God's help, nothing is impossible for us.

A willingness to vocalize feelings. How important it is to be willing to voice one's thoughts and feelings. Yes, how important it is to be able to converse on the level of each family member. Too often we are inclined to let family members assume how we feel toward them. Often wrong conclusions are reached. Very often we could have performed better had we known how family members felt about us and what they expected.

Being on time to appointments and meetings is a phase of self-discipline and an evidence of self-respect. Punctuality is a courteous compliment the intelligent person pays to his associates.