The practice of thrift is not outdated. We must discipline ourselves to live within our incomes even if it means going without or making do. The wise person can distinguish...between basic needs and extravagant wants. Some find budgeting extremely painful, but I promise you, it is never fatal.

Adversity will surface in some form in every life. How we prepare for it, how we meet it, makes the difference. We can be broken by adversity, or we can become stronger. The final result is up to the individual'.

Certainly one of our God-given privileges is the right to choose what our attitude will be in any given set of circumstances. We can let the events that surround us determine our actions-or we can personally take charge and rule our lives, using as guidelines the principles of pure religion. Pure religion is learning the gospel of Jesus Christ and then putting it into action. Nothing will ever be of real benefit to us until it is incorporated into our own lives.

The practice of thrift is not outdated. We must discipline ourselves to live within our incomes even if it means going without or making do. The wise person can distinguish...between basic needs and extravagant wants. Some find budgeting extremely painful, but I promise you, it is never fatal.

There is a great need today for all mankind to heed the plea to cease to find fault one with another. Some of us are so accustomed to wearing faultfinding spectacles that we cannot see past them. We need to open our eyes and ears and look for the good and the blessings around us.

Set your goals-without goals you cannot measure your progress. But don’t become frustrated because there are no obvious victories. Remind yourself that striving can be more important than arriving.

All of us need to be constantly reminded it takes a heap of living and loving to make a house a home.