I can't help thinking if she-the director of a government agency-is this ignorant about what funding is available and where the money comes from-how often lower-level bureaucrats must give wrong answers when people are looking for help to start a business.

Not offering this kind of guarantee means that they do not believe in their product enough, and they do not care about if a salesman is over promising or over selling their product.

Many scammers are only using personal checks for payment because they can take the money and run.

As I've said before, free money scams are a problem.

Government workers often get a bad rap, but it's rare for them to receive much appreciation when government works.

Many of you might already recognize me as the guy in the question-mark suits appearing in the late night TV commercials and on the cover of educational books and CDs.

Ive done a dozen or two dozen infomercials.