The world is your mirror and your mind is a magnet. What you perceive in this world is largely a reflection of your own attitudes and beliefs. Life will give you what you attract with your thoughts think, act and talk negatively and your world will be negative. Think and act and talk with enthusiasm and you will attract positive results.

An asset allocation plan is based on your personal circumstances, goals, time-horizon, and need and willingness to take risk.

A satisfied customer is the best business strategy of all.

The ultimate goal of a more effective and efficient life is to provide you with enough time to enjoy some of it.

Adversity is an experience, not a final act.

Knowing nothing about investing might be a benefit. You won't have to unlearn many popular beliefs propagated by Wall Street and the media that aren't true.

It's important for you to understand that stock and bonds go up-and they go down. You need to be comfortable with that fact.