You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself.

The rich are depressed because they realize their money can't buy them out of their issues.

You can't time the market.

I've found that when you can quickly knock out debt you get motivated because you see progress. Then you attack the other debt so fast that even if it's at a higher interest rate, you don't end up paying much more because you've gotten rid of it.

If you'll have enough saved and nobody has to take on debt and you want to retire, shoot go for it.

The number of those 19 to 25 with private insurance increased from 51 to 55.8 percent, and the percentage of uninsured fell from 33.9 percent in 2010 to 28.8 percent during the first half of 2011.

You'll feel better when you get all that debt off your back.