Never have I experienced a serenity and sweetness of disposition as with my Chocolate Lab.

The most critical factor subduing the demand for housing is that home ownership is no longer seen as the great, long-term buildup in equity value it once was.

Fewer Americans are at work today than in April 2000, even though the population since then has grown by 31 million.

These days the American dream of home ownership has turned into a nightmare for millions of families. They wake every day to the reality of a horrible decline in the value of the home that has meant so much to them.

Before you build a better mousetrap, it helps to know if there are any mice out there.

Never buy a saddle until you have met the horse.

Never have I experienced a serenity and sweetness of disposition as with my Chocolate Lab.