If the helplessness and isolation of labour, who have nothing to sell but their labour, can be totally removed by connecting labour with capital through a universal credit system, we'll then have other kinds of actors on the economic scene different from what the existing capitalist world would allow us to bring out.

...culture is useless unless it is constantly challenged by counter culture. People create culture; culture creates people. It is a two-way street. When people hide behind a culture, you know that's a dead culture.

If we are looking for one single action which will enable the poor to overcome their poverty, I would focus on credit

Today, if you look at financial systems around the globe, more than half the population of the world - out of six billion people, more than three billion - do not qualify to take out a loan from a bank. This is a shame.

The fact that the poor are alive is clear proof of their ability.

Poverty does not belong in civilized human society. Its proper place is in a museum. That's where it will be.

Poor people always pay back their loans. [...] It is us, the designers of institutions and rules, who keep creating trouble for them.