Charity only perpetuates poverty by taking the initiative away from the poor.
The fact that the poor are alive is clear proof of their ability.
They explained to me that the bank cannot lend money to poor people because these people are not creditworthy.
Microcredit has shown how you can reach out to people that conventional banking cannot. It has demonstrated that it's a doable proposition.
Changes are products of intensive efforts.
People.. were poor not because they were stupid or lazy. They worked all day long, doing complex physical tasks. They were poor because the financial institution in the country did not help them widen their economic base.