This is not charity. This is business: business with a social objective, which is to help people get out of poverty.

Making money is no fun. Contributing to and changing the world is a lot more fun.

When we want to help the poor, we usually offer them charity. Most often we use charity to avoid recognizing the problem and finding the solution for it. Charity becomes a way to shrug off our responsibility. But charity is no solution to poverty. Charity only perpetuates poverty by taking the initiative away from the poor. Charity allows us to go ahead with our own lives without worrying about the lives of the poor. Charity appeases our consciences.

I think, social business is the most logical thing to do. If we had done that, we could reduce all the problems we have.

My vision for the future? ... a world completely free from poverty.

Credit is a human right that should be treated as a human right. If credit can be accepted as a human right, then all other human rights will be easier to establish.

It's very difficult to look at it in a kind of a free manner, what reality is. That was my first struggle, to see it as it is, rather than tainted by my own previous thoughts.