Many Christians in the evangelical tradition use words like "conversion," "regeneration," "justification," "born-again," etc. all as more or less synonyms to mean "becoming a Christian from cold." In the classic Reformed tradition, the word "justification" is much more fine-tuned than that and has to do with a verdict which is pronounced, rather than with something happening to you in terms of actually being born again. So that I'm actually much closer to some classic Reformed writing on this than some people perhaps realize.
N. T. WrightThe gospel is not itself about you are this sort of a person and this can happen to you. That's the result of the gospel rather than the gospel itself.
N. T. WrightWithout God's Spirit, there is nothing we can do that will count for God's kingdom. Without God's Spirit, the church simply can't be the church.
N. T. WrightIt is faith that looks up at the creator God and knows him to be the God of love. And it is faith that looks out at the world with the longing to bring that love to bear in healing reconciliation, and hope.
N. T. Wright