If you're uncomfortable with your financial advisor, it's probably with good reason.

Sell before the holidays. Stock prices tend to rise on the last trading day before major holidays.

If you're uncomfortable with your financial advisor, it's probably with good reason.

Have the courage of your own convictions and don't be swayed by friends who boast about their financial home runs. Last year's winners are often this year's losers.

Invest in vanity. Buy stocks in high-profile companies whose products are designed to make you feel good and look good.

Give a cold shoulder to cold callers. Never invest in anything based on a phone call from someone you don't know or whose office is a post office box.

Bulls make money and bears make money, but pigs seldom do. When a stock or mutual fund is up 30%, sell one-quarter of your position.